Conventional loans include fixed rate and adjustable rate (ARM) mortgages. Down payment amounts will also vary.
Whether you’re a first-time or a repeat homebuyer, need to refinance, an FHA home loan may be the perfect solution for you.
VA loans are available to American Veterans and their families. No PMI or down payment is required with a VA loan.
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
Reverse mortgage loans are a great tool for older homeowners to utilize their property's equity during retirement.
Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Mortgage rates play a significant role in the housing market, affecting affordability for potential homebuyers and those looking to refinance. However, predicting and influencing mortgage rates isn’t straightforward. Understanding the factors that influence them can offer insights into what might lead to lower rates. Federal Reserve’s Influence The Federal Reserve’s monetary policy is a major […]
In the age of online shopping, package theft has become an increasingly common problem for homeowners. With the convenience of having items delivered to our doorsteps comes the risk of those items falling into the wrong hands. Fortunately, there are several proactive steps you can take to safeguard your packages and prevent theft. Here are […]