Conventional loans include fixed rate and adjustable rate (ARM) mortgages. Down payment amounts will also vary.
Whether you’re a first-time or a repeat homebuyer, need to refinance, an FHA home loan may be the perfect solution for you.
VA loans are available to American Veterans and their families. No PMI or down payment is required with a VA loan.
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
Reverse mortgage loans are a great tool for older homeowners to utilize their property's equity during retirement.
Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
In a time when we’re staying home more than ever, because of the COVID-19 pandemic, many homeowners are assessing their homes and seriously contemplating making interior upgrades. If you’ve been toying with the idea of a renovation—or you just want to enjoy your home more—check out these tips. Do your research Before hiring any contractor, […]
Making the leap from being a renter to homeowner is a process that includes taking stock of your financial situation. For most people, the primary question is affordability. Do you have enough cash in the bank to fund a down payment, or do you have a credit score high enough to qualify you for a […]