Mark and his team , did a great job of explaining everything part by part made it real convenient for me to choose what I want to do had a great experience with that teamPedro tellado - November 8, 2021
I want to thank Mark & Dana and the rest of the Central Lending family for doing an amazing job….I will certainly recommend your services to my family and friends… Let me just say this , Dana is an extremely kind and very informative person … Thank you all for your help …. May you […]Ms. Robin Sargeant - November 2, 2021
I worked with mark about a year ago today. I closed March 1 2021. Even though mark principal took great care of me then. I’m still asking questions about certain things I received in the mail based on my new home to make sure I’m not getting scammed some how and mark gladly answers all […]Jamar a - July 31, 2021
I worked with Jeff Ferrell who felt like family from our initial call. There was no pressure to use Central Lending’s services and Jeff made my wife and I’s first home buying experience a great one. He clearly explained every detail and most importantly made sure we were taken care of. Highly recommend!Justin C. - August 31, 2020
Jeff was fantastic to work with, made my first time home buyer feel so comfortable and at ease through the whole process. I would recommend Jeff and Central Lending to anyone!!!!Christine P. - May 2, 2020
Mark and his team are amazing and wonderful to work with they are the best 🙂. I would recommend them to anyone. Believe me I will use them again for any loan in the future and thanking them fro my new home😊😊SANDRA H. - April 1, 2020
Conventional loans include fixed rate and adjustable rate (ARM) mortgages. Down payment amounts will also vary.
Whether you’re a first-time or a repeat homebuyer, need to refinance, an FHA home loan may be the perfect solution for you.
VA loans are available to American Veterans and their families. No PMI or down payment is required with a VA loan.
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
Reverse mortgage loans are a great tool for older homeowners to utilize their property's equity during retirement.
Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Mortgage rates play a significant role in the housing market, affecting affordability for potential homebuyers and those looking to refinance. However, predicting and influencing mortgage rates isn’t straightforward. Understanding the factors that influence them can offer insights into what might lead to lower rates. Federal Reserve’s Influence The Federal Reserve’s monetary policy is a major […]
In the age of online shopping, package theft has become an increasingly common problem for homeowners. With the convenience of having items delivered to our doorsteps comes the risk of those items falling into the wrong hands. Fortunately, there are several proactive steps you can take to safeguard your packages and prevent theft. Here are […]