I worked with Jeff Ferrell who felt like family from our initial call. There was no pressure to use Central Lending’s services and Jeff made my wife and I’s first home buying experience a great one. He clearly explained every detail and most importantly made sure we were taken care of. Highly recommend!Justin C. - August 31, 2020
Jeff was fantastic to work with, made my first time home buyer feel so comfortable and at ease through the whole process. I would recommend Jeff and Central Lending to anyone!!!!Christine P. - May 2, 2020
Mark and his team are amazing and wonderful to work with they are the best 🙂. I would recommend them to anyone. Believe me I will use them again for any loan in the future and thanking them fro my new home😊😊SANDRA H. - April 1, 2020
Mark is a wonderful person he worked so hard on getting me a mortgage! He was so in credible. And I am so grateful to him! Believe me if you need a mortgage Mark is your man! I Thank you , so much from the bottom of my heart you are the best! God Bless […]Debra Ann G. - March 31, 2020
Mark was excellent to work with! Him and his team was Diligent, Very thorough and to the point. We would definitely work with him again.Kristina and Greg C. - September 21, 2019
When i thought the option of buying a home was going to be impossible for me i put my trust in Mark Principi and he got the job done. A million thanks to Mark and his team for all their hard work!Rachel M. - September 21, 2019
Conventional loans include fixed rate and adjustable rate (ARM) mortgages. Down payment amounts will also vary.
Whether you’re a first-time or a repeat homebuyer, need to refinance, an FHA home loan may be the perfect solution for you.
VA loans are available to American Veterans and their families. No PMI or down payment is required with a VA loan.
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
Reverse mortgage loans are a great tool for older homeowners to utilize their property's equity during retirement.
Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
In a time when we’re staying home more than ever, because of the COVID-19 pandemic, many homeowners are assessing their homes and seriously contemplating making interior upgrades. If you’ve been toying with the idea of a renovation—or you just want to enjoy your home more—check out these tips. Do your research Before hiring any contractor, […]
Making the leap from being a renter to homeowner is a process that includes taking stock of your financial situation. For most people, the primary question is affordability. Do you have enough cash in the bank to fund a down payment, or do you have a credit score high enough to qualify you for a […]